These general terms and conditions of use apply to the services provided by the website


The website is characterized by the provision of the following services: News, finance and economics blog



All those who wish to have access to the services offered through the website must first inform themselves about the rules that make up this instrument, which will be available for immediate and extensive consultation, in a direct link on the website itself.

When using the website, the user fully accepts these rules and undertakes to observe them, under the risk of application of applicable penalties. Before beginning any navigation on the website, the user must be aware of any modifications or updates to these terms.

The user may also be notified by email or directly on the website about any changes to these standards.

If you do not agree with any of the rules described here, the user must immediately refrain from using the service. If you are interested, you can also contact customer service to discuss your concerns.


Site editor undertakes to use all technical solutions at his disposal to allow access to the service 24 (twenty-four) hours a day, 7 (seven) days a week. However, it may, at any time, interrupt, limit or suspend access to the website or some of its pages, in order to carry out updates, content modifications or any other action deemed necessary for its proper functioning.

These general terms and conditions of use apply to all extensions of the website on social networks or communities, both those that already exist and those yet to be implemented.


For good management, website editor may, at any time:

a) suspend, interrupt or limit access to all or part of the website to a specific category of internet users;
b) remove any information that may disrupt the functioning of the website or that is in conflict with local law or international law;
c) suspend the website in order to make updates and modifications.


The publisher will be responsible for defects or defects found in the services provided by the website, as long as they have caused them. Defects or technical or operational defects originating in the user’s own system will not be the responsibility of the publisher.

The editor is only responsible for the information that was directly disclosed by him. Any information included by users, such as in comments and personal profiles, will be their sole responsibility.

The user is also responsible for:

a) for the correct use of the website and its services, valuing good coexistence, respect and cordiality in relationships with other users;
b) compliance with the rules contained in this instrument, as well as norms of national and international law.
The publisher will not be responsible:

a) due to the intrinsic characteristics of the internet, mainly related to the reliability and origin of information circulating on this network;
b) for content or illegal activities carried out through its website.


The website may contain external links redirecting the user to other internet pages, over which the publisher has no control. Despite prior and regular checks carried out by the publisher, it disclaims any responsibility for the content found on these sites and services.

Links may be included on pages and documents on the website, as long as they do not serve commercial or advertising purposes. This inclusion will require prior authorization from the publisher.

The inclusion of pages that disseminate any type of illicit, violent, controversial, pornographic, xenophobic, discriminatory or offensive information will not be authorized.

The editor reserves the right to remove a link leading to its own service at any time if the originating page does not comply with its editorial policy.


The structure of the website, as well as the texts, graphics, images, photographs, sounds, videos and other computer applications that comprise it are the property of the publisher and are protected by national and international legislation regarding property intellectual.

Any representation, reproduction, adaptation or partial or total exploitation of the contents, brands and services proposed by the website, by any means whatsoever, without prior, express and written authorization from the publisher, is strictly prohibited, and civil and criminal measures may be resorted to. applicable. Only elements that are expressly designated on the website as free from copyright are excluded from this provision.

Access does not generate for the user any intellectual property rights relating to elements of the website, which remain under the exclusive property of the publisher.

Users are prohibited from including data on the website that could modify its content or appearance.


1. General information

This section contains information regarding the processing of the user’s personal data, in whole or in part, automated or not, carried out by the website and which may or may not be stored. The objective is to provide guidance regarding the information collected, the reasons for collection and how the user can update, manage, export or delete this information.

The website’s privacy policy is in accordance with Federal Law no. 13,709, of August 14, 2018 (Personal Data Protection Law) and with EU Regulation no. 2016/679 of April 27, 2016 (General Personal Data Protection Regulation).

This privacy policy may be updated as a result of any regulatory update, which is why the user is invited to periodically consult this section.

2. User rights

The website is committed to complying with the rules set out in the General Data Protection Regulation (GDPR), respecting the following principles:

  • Your personal data will be processed in a lawful, fair and transparent manner (lawfulness, loyalty and transparency);
  • Your personal data will only be collected for specific, explicit and legitimate purposes, and may not be further processed in a way that is incompatible with these purposes (purpose limitation);
  • Your personal data will be collected in an adequate, relevant and limited way to the needs of the purpose for which they are processed (data minimization);
  • Your personal data will be accurate and updated whenever necessary, so that inaccurate data is erased or rectified when possible (accuracy);
  • Your personal data will be kept in a way that allows the identification of data subjects only for the period necessary for the purposes for which they are processed (retention limitation);
  • Your personal data will be treated securely, protected from unauthorized or unlawful processing and against accidental loss, destruction or damage, adopting appropriate technical or organizational measures (integrity and confidentiality).

The website user has the following rights, granted by Federal Law no. 13,709, of August 14, 2018 (Personal Data Protection Law) and the General Data Protection Regulation (GDPR):

  • Right of confirmation and access: is the user’s right to obtain from the website confirmation that personal data concerning him or her are being processed or not and, if this is the case, the right to access his or her personal data;
  • Right to rectification: is the user’s right to obtain from the website, without undue delay, the rectification of inaccurate personal data concerning him/her;
  • Right to erasure of data (right to be forgotten): is the user’s right to have their data deleted from the website;
  • Right to limit data processing: is the user’s right to limit the processing of their personal data, which can be obtained when they contest the accuracy of the data, when the processing is unlawful, when the website no longer needs the data for the purposes proposals and when you have objected to the processing of data and in case of processing of unnecessary data;
  • Right to object: is the user’s right to, at any time, object, for reasons related to their particular situation, to the processing of personal data concerning them, and may also oppose the use of their personal data for profiling marketing (profiling);
  • Right to data portability: is the user’s right to receive the personal data that concerns him or her and that he or she has provided to the website, in a structured, commonly used and machine-readable format, and the right to transmit this data to another website;
  • Right not to be subjected to automated decisions: is the user’s right not to be subject to any decision made exclusively based on automated processing, including profiling, which produces effects in their legal sphere or which significantly affects them in a similar way.

The user may exercise their rights through written communication sent to the website with the subject “”, specifying:

  • Full name or company name, number numberTax Identification Number (NIF) and email address of the user and, if applicable, their representative;
  • Right you wish to exercise on the website;
  • Date of order and user signature;
  • Any document that can demonstrate or justify the exercise of your right.

The request must be sent to the email: [email protected]

The user will be informed in the event of rectification or deletion of their data.

3. Information collected

3.1. Type of data collected

The personal data collected by the website are only those necessary to identify the user, and sensitive user data, defined in articles 9 and 10 of the General Regulation for the Protection of Personal Data (GDPR) and article 11 of Federal Law no. 13,709, of August 14, 2018.

Other categories of data may occasionally be collected, as long as they are provided with the user’s consent, or due to legitimate interest or other reasons permitted by law.

The user undertakes to provide only their personal data and not those of third parties.

3.2. Legal basis for processing personal data

By using the website services, the user is consenting to this term and its privacy policy.

The user has the right to withdraw their consent at any time, without compromising the lawfulness of the personal data processed before its withdrawal. Consent may be withdrawn by email: [email protected]

The consent of those who are relatively or absolutely incapable, especially children under 16 (sixteen) years of age, can only be given, respectively, if duly assisted or represented.

The processing of personal data without the user’s consent will only be carried out due to legitimate interest or in the circumstances provided for by law, among others, the following:

  • to comply with legal or regulatory obligations by the controller;
  • for carrying out studies by a research organization, ensuring, whenever possible, the anonymization of personal data;
  • when necessary for the execution of a contract or preliminary procedures related to a contract to which the user is a party, at the request of the data subject;
  • for the regular exercise of rights in judicial, administrative or arbitration proceedings, the latter in accordance with Law No. 9,307, of September 23, 1996 (Arbitration Law);
  • to protect the life or physical safety of the data subject or third party;
  • for the protection of health, in a procedure carried out by health professionals or health entities;
  • when necessary to meet the legitimate interests of the controller or a third party, except in the case of prevailing fundamental rights and freedoms of the data subject that require the protection of personal data;
  • for credit protection, including the provisions of the relevant legislation.

3.3. Purposes of processing personal data

The user’s personal data collected by the website is intended to facilitate, speed up and fulfill commitments established with the user and to fulfill requests made by filling out forms.

Personal data may also be used for commercial purposes, to personalize the content offered to the user, as well as to provide support to the website to improve the quality and functioning of its services.

The website collects user data to carry out profiling, that is, automated processing of personal data that consists of using this data to evaluate certain personal aspects of the user, mainly to analyze or predict aspects related to their professional performance, your economic situation, health, personal preferences, interests, reliability, behavior, location or travel.

If the website intends to process the user’s personal data for other purposes, they must be informed about the other purposes, which must be carried out in compliance with the same rights and obligations.

3.4. Personal data retention period

The user’s personal data will be kept for a maximum period of: 5, unless the user requests its deletion before the end of this period.

Users’ personal data may only be kept after the end of their processing in the following cases:

  • to comply with legal or regulatory obligations by the controller;
  • for study by a research body, ensuring, whenever possible, the anonymization of personal data;
  • for transfer to a third party, as long as the data processing requirements set out in legislation are respected;
  • for the exclusive use of the controller, access by third parties is prohibited, and provided that the data is anonymized.

3.5. Recipients and transfer of personal data

The transfer may only be made to another country if the country or territory in question or the international organization in question ensures an adequate level of protection for user data.

If there is no adequate level of protection, the website undertakes to guarantee the protection of your data in accordance with the most stringent rules, through specific contractual clauses for a given transfer, standard contractual clauses, global corporate standards or seals, certificates and regularly issued codes of conduct.

4. Processing of personal data

4.1. From the person responsible for processing the data (data controller)

The controller, responsible for the processing of the user’s personal data, is the natural or legal person, public authority, agency or other body that, individually or jointly with others, determines the purposes and means of processing personal data.

On this website, the person responsible for processing the personal data collected is Iago Marcos Iago Cardoso, who can be contacted by email: [email protected]

The data controller will be directly responsible for processing the user’s personal data.

4.2. From the data protection officer

The data protection officer is the professional responsible for informing, advising and controlling the data controller, as well as the workers who process the data, regarding the website’s obligations under the General Protection Regulation (RGDP), of Federal Law no. 13,709, of August 14, 2018 (Personal Data Protection Law) and other data protection provisions present in national and international legislation, in cooperation with the competent control authority.

On this website the data protection officer can be contacted by email: [email protected]

5. Security in the processing of user personal data

The website undertakes to apply appropriate technical and organizational measures to ensure a level of security appropriate to the risk, taking into account the most advanced techniques, application costs and the nature, scope, context and purposes of the processing, as well as such as risks, of varying probability and severity, to the user’s rights and freedoms.

To this end, the website uses an SSL (Secure Socket Layer) certificate, which guarantees that personal data is transmitted in a secure and confidential manner, so that the transmission of data between the server and the user, and in feedback, occurs in a fully encrypted manner. or encrypted.

However, the website disclaims responsibility for the exclusive fault of a third party, such as in the case of a hacker or cracker attack, or the exclusive fault of the user, who, for example, transfers their data to a third party, except if the piracy occurred due to website security breach. The website also undertakes to inform the user within an appropriate period of time if any type of breach of the security of their personal data occurs that could cause a high risk to their personal rights and freedoms.

A personal data breach is a breach of security that causes, accidentally or unlawfully, the unauthorized destruction, loss, alteration, disclosure or access to personal data transmitted, preserved or subject to any other type of treatment.

Finally, the website undertakes to treat the user’s personal data with confidentiality, within legal limits.

6. Browsing data (Cookies)

The website occasionally uses “cookie” techniques, which allow it to analyze statistics and information about user navigation. “Cookies” are small amounts of information that are stored by the user’s browser so that the server remembers certain information that only the server that implemented it can later read. For example, data about the device used by the user and its location and access time may be provided.

This collection of information seeks to improve navigation, for the user’s comfort, by allowing personalized services to be presented to them, according to their preferences.

“Cookies” do not allow extracting any information from the user’s hard drive, nor stealing any type of personal information. The only way in which a user’s private information forms part of browsing data is for the user to personally provide that information to the server.

“Cookies” that allow a person to be identified are considered personal data. Therefore, the same rules described above apply to “cookies”.

This navigation data may also be shared with potential website partners, seeking to improve the products and services offered to the user.

The user may oppose the registration of “cookies” by the website, simply by disabling this option on their own browser or device. On the other hand, deactivating this registration may affect the availability of some tools and services on the website.

6.1. Cookiessite

The website’s “cookies” are those cookies that are sent to the user and administrator’s computer or device exclusively by the website, for its better functioning.

The information collected is used to improve the quality of the website and its content and user experience. This information allows us to recognize the user as a repeat visitor to the website and adapt the content to offer content adapted to their preferences.

6.2. Third-party cookies

Third-party “cookies” are those cookies used and administered by other websites or applications that provide the website with services requested by it to improve the content offered and the user experience. The main objectives of using third-party cookies are to obtain access statistics and analyze user navigation information, that is, how the user interacts with the website.

The user can obtain more information about cookies, information about their privacy and consult a description of all types of cookies used and their characteristics via the website link:

Google Analytics:

Facebook pixel:

The entities responsible for collecting cookies may transfer this information to third parties.

6.3. Social media cookies

The website uses social media plugins, which allow you to access them from the website. This way, social media cookies can be stored in the user’s browser. The owners of social networks have their own privacy and data and cookie protection policy, and they are, in each case, responsible for the personal data collected and their privacy practices. The user must research on social networks how their personal data is processed. For information purposes only, the following links are provided where you can consult the privacy and cookie policies of some of the main social networks:





Google +:



6.4. Managing cookies and browser settings

The user can manage cookies directly in their browser. However, by canceling cookies the browser can remove preferences saved on the website.

Below you will find some links that direct you to the help section of the most used browsers, to check how to manage cookies:

Internet explorer:


Google Chrome:

Mozila Firefox:


7. Complaint to a control authority

Without prejudice to any other administrative or judicial remedy, all data subjects have the right to lodge a complaint with a supervisory authority. The complaint may be made to the authority of the website’s headquarters, the user’s country of habitual residence, their place of work or the place where the infringement was allegedly committed.

IX. From customer service

In case of doubts, suggestions or problems with the use of the website, the user can contact its customer service directly, via the email address: [email protected]. These customer support services will be available on the following days and times:

Monday to Friday from 09:00 to 16:00

The user may also choose to send correspondence to the headquarters address of the website, informed at the beginning of this document.

X. Sanctions

Without prejudice to other applicable legal measures, the editor of the website may, at any time, warn, suspend or prevent user access:

a) that fails to comply with any of the provisions contained in this instrument;
b) who fails to comply with their user duties;
c) who commits fraudulent or malicious acts;
d) who provides any incorrect information;
e) whose behavior constitutes or may result in offense or damage to a third party or to the website itself.


XI. Of the changes

This version of the general terms and conditions of use was last updated on: 10/11/2019.

The editor reserves the right to modify, at any time and without any prior notice, the website and services, as well as these rules, especially to adapt them to developments on the website, whether by making new features available or by the suppression or modification of those that already exist.

Therefore, the user is invited to periodically consult this page to check for updates.

The user who uses the service, after making changes to the general terms and conditions, demonstrates his agreement with the new rules. If you disagree with any of the modifications, you must immediately stop accessing the website and present your reservations to the customer service, if you so wish.


You may opt out of the use of information for purposes not directly related to your use of the website by sending clear notice by email to info [email protected]

XII. Applicable law and forum

For the resolution of disputes arising from this instrument, local law will be fully applied.

Any disputes must be presented in the court of the district in which the site editor’s headquarters are located.


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Termos de Uso | Política de Privacidade